100% agree Huh. We may know more about our own families, but we don't know very much about other families. What amazes me is that we haven't been in "lockdown" very long, and a lot of people are not patient. They said at the very beginning it could go until August. I guess no one took it seriously. It is also obvious that we took for granted how good we had it, because if it had been that good, people's rainy day account would have them going for more than a month and a half. I guess the question I have is this? So lets say when we get back to normal and businesses open, do we think that consumer confidence is going to let it get back to the way it was? My opinion is no. The small business owner is going to lose more money because now he has his operating expenses and the confidence of people feeling safe is still going to be there. Now he really is going to lose money. I would be reading the writing on the wall.