Protect Your Passion: Why Martial Artists Need Specialized Travel Insurance
Martial artists frequently travel abroad for training sessions. Therefore, having travel insurance that covers Public and Product Liability as well as Professional Indemnity policies is vital.
As part of your support system, having people without any ulterior motives such as jealousy or cynicism who can help keep you grounded, motivated, and focused is also key.
1. Injuries
Martial arts has captured the hearts and imagination of millions due to its portrayal in action movies. However, becoming an accomplished martial artist requires extensive physical and mental training - as with any sport. Unfortunately injuries are commonplace. Ih this case insurance for eхample at https://auras.insure/ is important and needed!
Martial artists are vulnerable to injuries of various kinds during practice or competitions, from muscle soreness and joint discomfort due to increasing physical activity to stress fractures in their lower back, neck, knees and tendinitis in their wrists, elbows, ankles and hips. While some level of soreness should be expected with increased physical activity levels - listening to your body and stopping if pain becomes persistent or worsening is essential. Martial arts has also been linked with stress fractures in lower back, neck knees as well as tendinitis in wrists, elbows ankles and hips - it should all be considered when practicing martial arts!
Injurys that impact the head and face include lacerations and concussion. Submitter sports like Brazilian jiu-jitsu and Aikido tend to produce more serious head and face injuries as their methods involve forcing opponents' joints into unfavorable positions to subdue them.
Studies have demonstrated the correlations between martial art style, age, sex, rank and hours spent training each week can predict injury rates in martial artists. Tae kwon do had higher injury rates than Shotokan karate while students over 18 had four times greater risks compared to students under 18.
Martial artists frequently sustain nerve injuries as a result of repetitive and strenuous movements involved, from repetitive strain to carpal tunnel syndrome and compression of median, radial, pudendal, lateral tibial, ulnar and femoral nerves. Kicking and punching also damage ligaments which could result in tendinitis, sprains or tears if taken too hard or overexerted during training sessions.
2. Equipment
Traveling can be an amazing experience, but it may interfere with training schedules. With some careful planning, however, you can still hit the mats while traveling for business or pleasure and maintain your skillsets.
As a martial arts instructor, it is your duty to ensure the safety of both yourself and your students, including all equipment being functional at all times. Even if it wasn't you who damaged it initially, if there are injuries sustained due to negligence on your part you could still be held accountable if no insurance policy exists to cover you against lawsuits from students - Thimble offers affordable coverage plans which could ease that financial burden should you ever find yourself being sued for damages by students.
Most martial arts schools require their instructors to carry professional liability insurance when teaching classes, with comprehensive policies covering public and products liability, professional indemnity, personal accident coverage and loss of income coverage being key features of quality coverage policies for martial artists. Establishing trust among your students while making you more desirable as an employer in terms of potential new clients are just two benefits to having such policies in place.
Martial artists use various training equipment when it comes to training, such as safety pads, heavy bags, kicking shields, boxing gloves and protective gear. Although some martial artists may choose to eschew these safety items for reasons of tradition or cost savings, if one of their students becomes seriously injured due to improper training equipment not being available, this excuse likely will not hold up in court proceedings.
First aid kits are an essential piece of equipment every martial artist must keep with them at all times. From training trips to tournaments, basic first aid kits can provide lifesaving relief in case of injuries. You can purchase kits specifically made for martial artists or easily create one on your own.
American Specialty Express can provide martial art studio owners across the nation with comprehensive liability policies designed specifically to cover their studio. General and professional liability are two such policies available from us that will protect you against being sued for injuries that occur at your studio business, while also covering legal fees should any legal action arise as a result of someone being injured on site.
3. Cancelled Trips
Martial arts is one of the riskier extreme sports, so having an adequate hazardous sports travel insurance policy in place is crucial. This ensures you can continue training while away from your gym without ever needing to put it on hold, while protecting against having to cover medical costs for an accident should one arise while travelling.
Traveling for martial arts training can be an amazing adventure, yet can disrupt your regular training regimen. Finding an adequate instructor or facility may prove challenging while on the road; making it hard to maintain your regular regiment.
Martial artists must often travel for competitions or visit other schools in their chosen discipline, which may require them to spend both money and time out of their daily lives to stay committed to their art form. Without sufficient funds or time commitment available to travel regularly for this endeavor, this can become challenging.
As soon as they can afford it, those who can take full advantage of this opportunity should do so as soon as they can. Travel can be an amazing way to see more of the world while discovering instructors who will assist them with progressing in their art forms. A journey such as this could even be seen as an act of devotion towards oneself and can serve as an act of self-dedication.
4. Lost or Stolen Belongings
Martial artists travel with expensive equipment and supplies that must be safely secured when away from the facility. From expensive training bags to new uniforms, theft is one of the main risks faced by martial arts clubs when traveling. By having a specialized travel insurance policy such as American Specialty Express's Public & Products Liability, Professional Indemnity and Personal Accident policies specifically tailored for martial arts clubs and studios in place can protect assets while helping prevent financial loss.
Message Thread
« Back to index