OMJM14......I understand what you are saying. My point is probably the best Silver team in Indiana last year has no problem making the cut by points to stay Silver again, so I figure that will be the case for most Silver teams that have a lot of Gold move up players. For this reason I do not think there will be more Gold teams....maybe by year 5 but I doubt it. When that is the case I think the points are too high for Silver.