You are correct. They associated with people (Epstein, Maxwell and others?) convicted of extremely serious crimes. In the court of public opinion, the jury of all social media says Andrew and Fergie are guilty. They will now be private citizens, but they will never actually have private lives because Andrew is still a Prince. The Bank of Charles may still need to fund them (unless there is money left to Andrew from his mother) because it would be easy for Andrew and Fergie who may need the money to sell out others who they may know to be associated with Epstein in a tell all book. Epstein and Maxwell had lots of parties that involved people in high places. I don't think that Andrew and Fergie will write such a book, but it could happen in a, "If I'm going down, then I'm taking others with me" mentality. The reason I don't think Andrew or Fergie would write such a book is because of their daughters and grandchildren. I do think that whatever bad decisions they have made, they will or have paid the price (12 million to a prostitute who herself obtained young girls for her pimps Epstein and Maxwell) and of losing royal status as well as their jobs and reputation to keep their children and grandchildren visiting them as mom, grandmother, dad, and grandfather. I do think that their immediate family is important to them. As long as they have retirement money, I don't think Andrew and Fergie will mind being retired.