I don't think Harry got very much from the QM. Nor do I think he got that much from Philip in terms of money. The Bank of Charles has closed, at least temporarily, and that house of theirs has to cost a fortune to run. Harry got around 17 mil UKP from Diana's estate (I think there's another payment when he hits 45, but I could be wrong). Harry's wife had around 5 million of her own money. By my estimate, they have to be digging into the principal now, which will leave them worse in the future. Where's the money coming from?