I was forced to make a change 2 years ago due to budget cuts in the school district I work for. I was cut to 1/2 time. I started my own private practice and now work contract for 2 home health agencies. I LOVE it. The flexibility is great (especially for a mom with a young child) and since I still work 1/2 time for a school district I am still eligible for most of the benefits. It's a win win in my case.