Emy, Try searching the web under Small Business. Here is just one link, www.sba.gov Search at the various web sites, there are often criteria specific funding sources, including borrowing money at reduced rates. Also utilize the menu's listed on the various websites, many ppl forget to check those, and they often lead to other helpful links, check those menus too, including the "site" searches there. Use the criteria you listed, i.e. Woman business owner. I have utilized the web for several years, and often come across sites specific to Women, resources, support etc. The fact that you co-own may or may not be something that excludes you for some opportunities, but the opportunities are out there. I'd use some of the helpful info on these board pages, related to funding etc to give you some ideas for proposals. there are some excellant resources and leads included in many of the various responses. Good luck to you, Jan